![]() So, “fair” and “average” are really two different measures in credit scoring, even though both have numerical functions. This is better than fair credit, which checks in at 580 to 669 for FICO and 601 to 660 for VantageScore. Based on the numbers shown above, the average American has what would be classified as good credit, which ranges from 670 to 739 in the FICO score model and 661 to 780 in the VantageScore model. ![]() But in credit-scoring terms, fair and average are very different. The words “fair” and “average” are sometimes taken to mean the same thing. What is considered an average credit score? Here’s a look at how each state fares in terms of the average credit score: ( Federal Reserve Bank of New York)Īverage credit scores vary across states, with Minnesota residents having the highest credit score at 742 and Mississippi residents having the lowest average credit score at 680. The highest-earning Americans have an average credit score of 774. The average score for the lowest-earning Americans is 658. The silent generation (ages 77 and older) has the highest average FICO credit score, while Gen Z (ages 18 to 25) have the lowest. That way, regardless of how life’s curveballs impact your finances, you will know what to do if your credit alarm bells start ringing. However, when it comes to maintaining a good credit score, there are some best practices that can set you up for success and make a huge difference on your financial health and borrowing power later on. You don’t need to be in the heat of Battle to contribute to your Clan’s success.Average credit scores can range depending on your age, location, income level and more. These Points can be Redeemed for buffs, etc. ※Although the Battle is intense, you can also receive Points by Gathering Resources. There are also various rare rewards that can be redeemed with the Kill Points gained from killing enemy Crew members! The Governor will also have numerous Gift Packs that can be distributed to those they wish. ※As the Governor not only will you receive powerful Attribute Bonus & Unique Equipment but also you can gain the privilege to appoint allies to 8 different positions, each bearing their own set of special attributes! Likewise there will also be 8 positions bearing debuff attributes that can be assigned to your opponents. As the Governor, you can get a Unique Equipment-Lv.45 Governor Set! ![]() Those ranking the top of the occupied time ranking will each receive a corresponding reward. Since the event is of a much larger scale, the reward will of cause not just be limited to the winner alone. Another difference is that the event only last for 8 hours and the one who occupied the Governor’s Office the longest will become the Governor till the event is re-held. Even through participants can still be fighting as a Clan, their opponents will not just be limited to the Clan in their Cities alone but also those from other Cities. ※For those that have played through the Mayor Election, will find many similarities between the 2 event. However, be wary! The Winning Streaks will be cleared the moment loss an attack of failed to defend an attack. ※The City Royal also have a Win Streak feature which will increase the amount obtained Points from battle as the Streak increases. That being said, the biggest difference between the 2 is that in this event random resource Tiles bearing unique temporary buff (effective only in this event) will appear throughout the map! Unlike Clash of Mafia, the City Royal formed from a simpler and more brutal type battle rules. If you leave the Battle for whatever reason all your wounded Crew Members will be instantly healed. ※ One of the similarities between this showdown event and the Clash of Mafia is the fact that no Crew will become lost thanks to the Healing Center’s infinite capacity. Corresponding Rewards will be issued based on your Personal Points, Personal Ranking, and City Ranking! Please note that each stage of the event last a total of 2 hours followed by a 2-Hr break before the next commences. At the same time, each entry into the Event will require 1 City Royal Invitation (the first time is free). However, to enter the Event’s stages the participants’ Mansion must be at Lv. ※This is a massive Scaled Battle event where participants from multiple Cities fight each other on a single map. ![]() Knowledge is of course Power the better you understand the game play rules the more Dominate you will become, and the better your Rewards will be! For Bosses who wishes to find out more about a specific event and rules, please head to the icon - icon - for more details after having a read-through of this article. As an add-on from the previous article, we will continue to talk about Cross-Server Events.
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